By Charlestien Harris You may not be aware, but the IRS Form W-4 has changed. A W-4 form provides information to your employer so that they can determine how much to withhold from your paychecks. This will ensure that the IRS collects federal income tax from you in an...

By Charlestien Harris Many homeowners were able to take advantage of the forbearance option available through the CARES ACT provisions enacted by congress.  Forbearance is a type of temporary mortgage relief that was very instrumental in helping borrowers keep...

By Charlestien Harris The past year has been quite different financially for numerous reasons, and starting the new year off right is so vital to the success of your financial future.  The present economic climate has in some ways forced many of us to make some major...

By Charlestien Harris It’s that time again, tax preparation season.  The IRS’s Volunteer Income Tax Assistance program offers free basic tax return preparation to qualified individuals.  The VITA program has operated for over 50 years, offering free tax help...

By Charlestien Harris Few people realize that nursing home residents are eligible to receive the Economic Impact Payment or the stimulus payment commonly known as EIP.  During the first round of EIP checks, payments were issued to the taxpayers who filed a 2019...

By Charlestien Harris As a HUD certified housing counselor, I try to stay informed on current issues that could directly affect numerous consumers facing mounting debt and other issues related to housing and finances.  Last month, the Federal Housing Finance Agency...

By Charlestien Harris Gift cards are a popular and convenient way to give someone a gift. They’re also a popular way for scammers to steal money from you, because gift cards are like cash. If you buy a gift card and someone it wasn’t intended for uses it, you probably...

By Charlestien Harris I have been getting numerous inquiries about next steps when it comes to the pandemic and mortgage solutions available to homeowners as they navigate this difficult time. Therefore, I have provided the five steps that should be taken below. This...

By Charlestien Harris During this time of year, everyone is gearing up for a busy online shopping season, especially scammers. Risks of getting scammed are higher during the holidays, but you can keep your money safe by following these simple online shopping tips....