Buying a home is one of the best ways to build generational wealth for your family and add to your own net worth. But whether you’re a first-time homebuyer or a seasoned veteran, the homebuying process can be intimidating.
Southern Bancorp’s HUD-certified housing counselors can help you at every step, from getting your credit straight and your paperwork in order to understanding the mortgage process.
Our counselors can help you with:
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Money management
- Understanding Credit
- Shopping for a Home
- Getting a Mortgage Loan
- Keeping your Home
- Managing Finances
Learn More About Homeownership
Learn More About Home Ownership
Budget-Friendly Home Maintenance Projects in May
By Charlestien Harris May is a great time to find deep discounts on materials for home maintenance or home improvement projects you plan to tackle this summer. I know that June is when we will celebrate National Homeownership Month, but having a plan can help reduce...
What is a Zombie Mortgage?
By Charlestien Harris I know it's a little early in the year to talk about zombies, but “they” are a very serious issue that have recently been creeping up on unsuspecting homeowners. First, let me give you a clear definition of what a "zombie" mortgage is. Zombie...
Common Terms Used in the Homebuying Process
By: Charlestien Harris We have reached the end of June, and throughout this National Homeownership Month, we have provided you with insightful information regarding various aspects of the housing industry and the home-buying process. My hope is that you have acquired...
Things to Consider When Shopping for a Home
Taking a few extra steps to help you better prepare for homeownership can save you time and money.
First-Time Homebuyer Assistance: What is it and How Does it Work?
By: Charlestien Harris If you are a first-time homebuyer, you likely have several questions regarding the home-buying process. Let's start by defining what qualifies as a first-time homebuyer. Generally, this term refers to an individual purchasing their first...
Learning About Home Mortgage Loans
By: Charlestien Harris In keeping with the theme of National Homeownership Month, I want to educate my audience about various aspects of homeownership. This week, I will discuss the different types of loans available when purchasing a home. Owning a home is considered...
Planning for Homeownership
By: Charlestien Harris June is recognized as National Homeownership Month, celebrating the value that owning a home brings to families, communities, and neighborhoods across America. During this month, I will be sharing information about the process of homeownership...
Financial Literacy: Borrowing Basics
By Charlestien Harris With National Homeownership Month coming up in June, many consumers may have the notion of borrowing money on their minds. Financial literacy is an important topic, and I want to expand the knowledge of the consumer by explaining the process of...
Are You Ready to be a Homeowner?
By: Charlestien Harris All month, we have been talking about homeownership topics in observation of National Homeownership Month. But we don’t want to overlook that all-important question: Are you ready to become a homeowner? Sometimes, the excitement and...